LIFE AND HEALTH INSURANCE

We offer both individual and business life and health insurance products, Including term life, whole life, universal life, individual health, key man business insurance, buy/sell life insurance, supplemental benefits, short and long term disability and more.

We only represent the best insurance companies. Companies you can trust when the worst happens.

 

 

 

OUR LATEST LIFE AND HEALTH INSURANCE ARTICLES

 

New Coverage for Service Lines

New Coverage for Service Lines

Homeowners insurance coverages have changed very little in the last 35 years.  Until now. The new Service Line Coverage is a rider that can be added to a homeowner policy written by Cincinnati Insurance. It protects utility lines for water supply, water...

Severe Weather Claims Reporting

Severe Weather Claims Reporting

If you are ever unable to reach our office to report a claim during sever weather, we welcome you to contact your insurance company and report your claim directly. Below are the phone numbers and websites for the companies we represent. Of course you may also contact...

New Driving Laws for Teenagers

New Driving Laws for Teenagers

Motor vehicle crashes are the leading cause of death for teenagers. According to the CDC: Young people ages 15-24 represent only 14% of the U.S. population. However, they account for 30% ($19 billion) of the total costs of motor vehicle injuries among males and 28%...

Changes in Ohio Work Comp Program

Changes in Ohio Work Comp Program

The Ohio Bureau of Workers Compensation is making some big changes to the way they bill Ohio businesses for workers compensation insurance. In the past, you paid your workers compensation insurance bill AFTER the fact. The Bureau is transitioning to charging for your...

CyberRisk

CyberRisk

Every week it seems there is another announcement of a company being "hacked" and their customers personal information being stolen. Knowing who is ultimately responsible for these breaches can create enormous headaches and leave business owners uncertain of whether...

Know Your Rights Before You Shop for a Car

Know Your Rights Before You Shop for a Car

Confused about what is and isn’t required when buying or leasing a vehicle? Ohio law requires drivers to meet financial responsibility requirements, which can be done by purchasing liability insurance. In addition, when leasing or financing a vehicle, those contracts...

Outlook on Central Ohio Construction

Outlook on Central Ohio Construction

Central Ohio has long been the economic engine of the State of Ohio. The State Capital, one of the largest universities in the country, reasonable costs of living, comparatively low crime rates and a vibrant community combined with thriving passenger and freight...

Specialty Insurance Program for Craft Breweries

Specialty Insurance Program for Craft Breweries

The craft brewing business is booming across the country. According to the website www.ohiocraftbeer.com there are currently 99 craft breweries in Ohio and that number increases every year. Many insurance companies can provide coverage for a craft beverage business,...

Cincinnati Named to Forbes List

Cincinnati Named to Forbes List

Cincinnati Financial Corp, operating through The Cincinnati Insurance Companies, ranks first among large-cap companies on Forbes' list of America's 50 Most Trustworthy Financial Companies 2014, with the highest average AGR over the past four quarters, based on...

May I See Your License, Registration, and Smartphone?

May I See Your License, Registration, and Smartphone?

With the passage of Ohio Senate Bill 255, effective March 23, 2015, Ohioans can officially use an electronic version of proof of auto insurance. Joining 31 other states that already allowed electronic proof of insurance, the new law allows motorists to show digital...

Learn More

Our products are available through multiple companies. Contact us to learn more about our Life Insurance products and services.

Scott and his colleagues at Insurance Agencies of Ohio have done a wonderful job helping my family and I with our insurance needs. They identified policies that would provide me with ample coverage, while also limiting my financial responsibility.  They also helped me very quickly process a claim on a damaged watch.  I believe we had a check sent to us within two days of our claim placement.   Thank you for all you have done for us!

 

Jesse Carmen, DDS

Carmen Orthodontics