Professional advice and the best insurance carriers in the business.

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May I See Your License, Registration, and Smartphone?

With the passage of Ohio Senate Bill 255, effective March 23, 2015, Ohioans can officially use an electronic version of proof of auto insurance. Joining 31 other states that already allowed electronic proof of insurance, the new law allows motorists to show digital...
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10 Tips to Improve Construction Site Security

By Troy Dohmeyer Equipment and material theft is a major source of loss for contractors. While insurance may offset some of the financial costs, many uninsured costs – deductibles, replacing depreciated items with new equipment, production delays, paperwork and time...
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University Risk

Scandals like what happened at Penn State a few years ago serve to highlight the growing liability issues facing schools and universities in this country. Many insurance companies are tightening the wording of their policies or increasing deductibles, or in some cases...
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Outlook on Central Ohio Construction

Central Ohio has long been the economic engine of the State of Ohio. The State Capital, one of the largest universities in the country, reasonable costs of living, comparatively low crime rates and a vibrant community combined with thriving passenger and freight...
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Ralph Guarasci’s Insurance Talk Newsletter

Over the past several years, our President, Ralph Guarasci, has sent out a print newsletter called "Insurance Talk" twice per year. We've archived them for you here. We hope you enjoy them. Summer 2016 Newsletter Winter 2016 Newsletter Summer 2015 Newsletter Winter...
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Risk Transfer

As professional insurance agents, one of our main tools in helping our clients handle the risks they face is obviously a well-designed program of insurance. It's not the only tool we have at our disposal, however. We offer all our of business clients a review of other...
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Preparing your car for college

Having a car at college can give a student the freedom to come and go from work or to explore surrounding areas without depending on others. But having a car can also mean greater responsibility. Here are some common driving situations that you and your college...
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Manufacturing in the Central Ohio Region

The website has some interesting facts about the manufacturing industry in central Ohio: There are nearly 1,800 manufacturers in the Central Ohio region The sector contributed $10 billion to the regional economy Over the last decade,...
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Workers Compensation Insurance for Ohio Companies

Workers compensation issues sometimes gets overlooked in the insurance program for Ohio based companies. Ohio is one of the few states that are still monopolistic, which means workers compensation insurance is only available through the State of Ohio's program. We...
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Home Health Care Booming

According to this ABC News Article, the home health care industry is booming and growing much faster than the economy as a whole. By 2020, the ranks of home health and personal care aides will have swelled by more than 1.3 million—a 70 percent increase from 2010,...
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Without a doubt Scott Egelhoff and Insurance Agencies of Ohio are wonderful to work with. The coverage advice is always professional and helpful.  Emails are returned, questions answered and certificates issued in a timely manner.  Being in the construction industry it is nice that I have a partner that allows me to be so confident in my coverage.

Greg Hutt

President, VLI Construction Services

Dan Guarasci, I just want to say thank you for all your help. You went above and beyond. We really appreciate it.


Scott and his colleagues at Insurance Agencies of Ohio have done a wonderful job helping my family and I with our insurance needs.  They identified policies that would provide me with ample coverage, while also limiting my financial responsibility.  They also helped me very quickly process a claim on a damaged watch.  I believe we had a check sent to us within two days of our claim placement.   Thank you for all you have done for us!

Jesse Carmen, DDS

Carmen Orthodontics



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