Professional advice and the best insurance carriers in the business.

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Insuring Non-Profits

Insuring a non-profit organization can be tricky. With no real "owners", few employees, lot's of volunteers, Boards of Directors and a constituency of the public which is frequently underserved and underrepresented, there are a lot of moving parts. Add into that fund...
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Preparing your car for college

Having a car at college can give a student the freedom to come and go from work or to explore surrounding areas without depending on others. But having a car can also mean greater responsibility. Here are some common driving situations that you and your college...
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Don’t Be a Victim of Frozen Pipes

A frozen winter wonderland can turn ugly when water pipes freeze and burst. But you can take steps to avoid frozen pipes. How to prevent trouble 1  Before cold weather hits, drain your swimming pool and sprinklers. Remove outdoor hoses, turn off the water supply...
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Every week it seems there is another announcement of a company being "hacked" and their customers personal information being stolen. Knowing who is ultimately responsible for these breaches can create enormous headaches and leave business owners uncertain of whether...
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Outlook on Central Ohio Construction

Central Ohio has long been the economic engine of the State of Ohio. The State Capital, one of the largest universities in the country, reasonable costs of living, comparatively low crime rates and a vibrant community combined with thriving passenger and freight...
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Ralph Guarasci’s Insurance Talk Newsletter

Over the past several years, our President, Ralph Guarasci, has sent out a print newsletter called "Insurance Talk" twice per year. We've archived them for you here. We hope you enjoy them. Summer 2016 Newsletter Winter 2016 Newsletter Summer 2015 Newsletter Winter...
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7 Unusual Tips to Winterize Your Car or Truck

You see a lot of articles this time of year recommending some common sense things you should do to protect your vehicle and yourself in the bitter cold winter weather. Things such as keeping an emergency kit in your car along with blankets, a shovel and cat litter or...
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Home Health Care Booming

According to this ABC News Article, the home health care industry is booming and growing much faster than the economy as a whole. By 2020, the ranks of home health and personal care aides will have swelled by more than 1.3 million—a 70 percent increase from 2010,...
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Severe Weather Claims Reporting

If you are ever unable to reach our office to report a claim during sever weather, we welcome you to contact your insurance company and report your claim directly. Below are the phone numbers and websites for the companies we represent. Of course you may also contact...
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Insuring a High-Valued Home

The average home in Franklin county is worth $155,000. Most insurance agencies are used to insuring the "average" home. If your home is significantly above "average" your insurance agent might not be used to dealing with the issues facing someone who owns a home worth...
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           CLIENT RESOURCES            


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Without a doubt Scott Egelhoff and Insurance Agencies of Ohio are wonderful to work with. The coverage advice is always professional and helpful.  Emails are returned, questions answered and certificates issued in a timely manner.  Being in the construction industry it is nice that I have a partner that allows me to be so confident in my coverage.

Greg Hutt

President, VLI Construction Services

Dan Guarasci, I just want to say thank you for all your help. You went above and beyond. We really appreciate it.


Scott and his colleagues at Insurance Agencies of Ohio have done a wonderful job helping my family and I with our insurance needs.  They identified policies that would provide me with ample coverage, while also limiting my financial responsibility.  They also helped me very quickly process a claim on a damaged watch.  I believe we had a check sent to us within two days of our claim placement.   Thank you for all you have done for us!

Jesse Carmen, DDS

Carmen Orthodontics



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