Professional advice and the best insurance carriers in the business.

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Insuring Non-Profits

Insuring a non-profit organization can be tricky. With no real “owners”, few employees, lot’s of volunteers, Boards of Directors and a constituency of the public which is frequently underserved and underrepresented, there are a lot of moving parts....
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Outlook on Central Ohio Construction

Central Ohio has long been the economic engine of the State of Ohio. The State Capital, one of the largest universities in the country, reasonable costs of living, comparatively low crime rates and a vibrant community combined with thriving passenger and freight...
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Every week it seems there is another announcement of a company being “hacked” and their customers personal information being stolen. Knowing who is ultimately responsible for these breaches can create enormous headaches and leave business owners uncertain...
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10 Tips to Improve Construction Site Security

By Troy Dohmeyer Equipment and material theft is a major source of loss for contractors. While insurance may offset some of the financial costs, many uninsured costs – deductibles, replacing depreciated items with new equipment, production delays, paperwork and time...
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University Risk

Scandals like what happened at Penn State a few years ago serve to highlight the growing liability issues facing schools and universities in this country. Many insurance companies are tightening the wording of their policies or increasing deductibles, or in some cases...
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Ralph Guarasci’s Insurance Talk Newsletter

Over the past several years, our President, Ralph Guarasci, has sent out a print newsletter called “Insurance Talk” twice per year. We’ve archived them for you here. We hope you enjoy them. Winter 2016 Newsletter Summer 2015 Newsletter Winter 2015...
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Home Health Care Booming

According to this ABC News Article, the home health care industry is booming and growing much faster than the economy as a whole. By 2020, the ranks of home health and personal care aides will have swelled by more than 1.3 million—a 70 percent increase from 2010,...
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7 Unusual Tips to Winterize Your Car or Truck

You see a lot of articles this time of year recommending some common sense things you should do to protect your vehicle and yourself in the bitter cold winter weather. Things such as keeping an emergency kit in your car along with blankets, a shovel and cat litter or...
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Manufacturing in the Central Ohio Region

The website has some interesting facts about the manufacturing industry in central Ohio: There are nearly 1,800 manufacturers in the Central Ohio region The sector contributed $10 billion to the regional economy Over the last decade,...
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Changes in Ohio Work Comp Program

The Ohio Bureau of Workers Compensation is making some big changes to the way they bill Ohio businesses for workers compensation insurance. In the past, you paid your workers compensation insurance bill AFTER the fact. The Bureau is transitioning to charging for your...
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           CLIENT RESOURCES            


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Without a doubt Scott Egelhoff and Insurance Agencies of Ohio are wonderful to work with. The coverage advice is always professional and helpful.  Emails are returned, questions answered and certificates issued in a timely manner.  Being in the construction industry it is nice that I have a partner that allows me to be so confident in my coverage.

Greg Hutt

President, VLI Construction Services

Dan Guarasci, I just want to say thank you for all your help. You went above and beyond. We really appreciate it.


Scott and his colleagues at Insurance Agencies of Ohio have done a wonderful job helping my family and I with our insurance needs.  They identified policies that would provide me with ample coverage, while also limiting my financial responsibility.  They also helped me very quickly process a claim on a damaged watch.  I believe we had a check sent to us within two days of our claim placement.   Thank you for all you have done for us!

Jesse Carmen, DDS

Carmen Orthodontics



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