LIFE AND HEALTH INSURANCE

We offer both individual and business life and health insurance products, Including term life, whole life, universal life, individual health, key man business insurance, buy/sell life insurance, supplemental benefits, short and long term disability and more.

We only represent the best insurance companies. Companies you can trust when the worst happens.

 

 

 

OUR LATEST LIFE AND HEALTH INSURANCE ARTICLES

 

Tips to Prepare for Severe Spring Weather

Tips to Prepare for Severe Spring Weather

You can never be too prepared for severe weather. During Spring Severe Weather Awareness Week March 1-7, Lieutenant Governor and Department of Insurance Director Mary Taylor is providing information to help Ohioans keep themselves, loved ones and property safe in...

Don’t Be a Victim of Frozen Pipes

Don’t Be a Victim of Frozen Pipes

A frozen winter wonderland can turn ugly when water pipes freeze and burst. But you can take steps to avoid frozen pipes. How to prevent trouble 1  Before cold weather hits, drain your swimming pool and sprinklers. Remove outdoor hoses, turn off the water supply...

10 Tips to Improve Construction Site Security

10 Tips to Improve Construction Site Security

By Troy Dohmeyer Equipment and material theft is a major source of loss for contractors. While insurance may offset some of the financial costs, many uninsured costs – deductibles, replacing depreciated items with new equipment, production delays, paperwork and time...

7 Unusual Tips to Winterize Your Car or Truck

7 Unusual Tips to Winterize Your Car or Truck

You see a lot of articles this time of year recommending some common sense things you should do to protect your vehicle and yourself in the bitter cold winter weather. Things such as keeping an emergency kit in your car along with blankets, a shovel and cat litter or...

Keep Your Office Party on the Nice List

Keep Your Office Party on the Nice List

It’s the holidays! Time for festivities, visions of sugarplums, good cheer…and workplace holiday parties. While employers want to recognize and thank employees for their hard work during the year, workplace holiday parties can become a liability concern. While you...

Insuring a High-Valued Home

Insuring a High-Valued Home

The average home in Franklin county is worth $155,000. Most insurance agencies are used to insuring the "average" home. If your home is significantly above "average" your insurance agent might not be used to dealing with the issues facing someone who owns a home worth...

Home Health Care Booming

Home Health Care Booming

According to this ABC News Article, the home health care industry is booming and growing much faster than the economy as a whole. By 2020, the ranks of home health and personal care aides will have swelled by more than 1.3 million—a 70 percent increase from 2010,...

Craft Brewing Gaining in Popularity

Craft Brewing Gaining in Popularity

According to the Craft Brewing Association, the volume of craft brews increased 18% in 2013. Over the last 10 years it has averaged better than 10% a year. Craft breweries present difficult challenges to insure properly. Liquor liability for one, but other things you...

Preparing your car for college

Preparing your car for college

Having a car at college can give a student the freedom to come and go from work or to explore surrounding areas without depending on others. But having a car can also mean greater responsibility. Here are some common driving situations that you and your college...

Ralph Guarasci’s Insurance Talk Newsletter

Over the past several years, our President, Ralph Guarasci, has sent out a print newsletter called "Insurance Talk" twice per year. We've archived them for you here. We hope you enjoy them. Winter 2018 Newsletter Summer 2016 Newsletter Winter 2016 Newsletter Summer...

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Our products are available through multiple companies. Contact us to learn more about our Life Insurance products and services.

Scott and his colleagues at Insurance Agencies of Ohio have done a wonderful job helping my family and I with our insurance needs. They identified policies that would provide me with ample coverage, while also limiting my financial responsibility.  They also helped me very quickly process a claim on a damaged watch.  I believe we had a check sent to us within two days of our claim placement.   Thank you for all you have done for us!

 

Jesse Carmen, DDS

Carmen Orthodontics