Insuring a High-Valued Home

Insuring a High-Valued Home

The average home in Franklin county is worth $155,000. Most insurance agencies are used to insuring the “average” home. If your home is significantly above “average” your insurance agent might not be used to dealing with the issues facing...
May I See Your License, Registration, and Smartphone?

May I See Your License, Registration, and Smartphone?

With the passage of Ohio Senate Bill 255, effective March 23, 2015, Ohioans can officially use an electronic version of proof of auto insurance. Joining 31 other states that already allowed electronic proof of insurance, the new law allows motorists to show digital...
Coverage for Service Lines

Coverage for Service Lines

Homeowners insurance coverages have changed very little in the last 35 years.  Until now. The new Service Line Coverage is a rider that can be added to a homeowner policy written by Cincinnati Insurance. It protects utility lines for water supply, water disposal,...
Driving Laws for Teenagers

Driving Laws for Teenagers

Motor vehicle crashes are the leading cause of death for teenagers. According to the CDC: Young people ages 15-24 represent only 14% of the U.S. population. However, they account for 30% ($19 billion) of the total costs of motor vehicle injuries among males and 28%...
Know Your Rights Before You Shop for a Car

Know Your Rights Before You Shop for a Car

Confused about what is and isn’t required when buying or leasing a vehicle? Ohio law requires drivers to meet financial responsibility requirements, which can be done by purchasing liability insurance. In addition, when leasing or financing a vehicle, those contracts...
Tips to Prepare for Severe Spring Weather

Tips to Prepare for Severe Spring Weather

You can never be too prepared for severe weather. During Spring Severe Weather Awareness Week March 1-7, Lieutenant Governor and Department of Insurance Director Mary Taylor is providing information to help Ohioans keep themselves, loved ones and property safe in...