May I See Your License, Registration, and Smartphone?

May I See Your License, Registration, and Smartphone?

With the passage of Ohio Senate Bill 255, effective March 23, 2015, Ohioans can officially use an electronic version of proof of auto insurance. Joining 31 other states that already allowed electronic proof of insurance, the new law allows motorists to show digital...
Coverage for Service Lines

Coverage for Service Lines

Homeowners insurance coverages have changed very little in the last 35 years.  Until now. The new Service Line Coverage is a rider that can be added to a homeowner policy written by Cincinnati Insurance. It protects utility lines for water supply, water disposal,...
CyberRisk

CyberRisk

Every week it seems there is another announcement of a company being “hacked” and their customers personal information being stolen. Knowing who is ultimately responsible for these breaches can create enormous headaches and leave business owners uncertain...
Severe Weather Claims Reporting

Severe Weather Claims Reporting

If you are ever unable to reach our office to report a claim during sever weather, we welcome you to contact your insurance company and report your claim directly. Below are the phone numbers and websites for the companies we represent. Of course you may also contact...
Driving Laws for Teenagers

Driving Laws for Teenagers

Motor vehicle crashes are the leading cause of death for teenagers. According to the CDC: Young people ages 15-24 represent only 14% of the U.S. population. However, they account for 30% ($19 billion) of the total costs of motor vehicle injuries among males and 28%...