Life & Health



We offer both individual and business life and health insurance products, Including term life, whole life, universal life, individual health, key man business insurance, buy/sell life insurance, supplemental benefits, short and long term disability and more.

We only represent the best insurance companies. Companies you can trust when the worst happens.






Coverage for Service Lines

Coverage for Service Lines

Homeowners insurance coverages have changed very little in the last 35 years.  Until now. The new Service Line Coverage is a rider that can be added to a homeowner policy written by Cincinnati Insurance. It protects utility lines for water supply, water...



Every week it seems there is another announcement of a company being "hacked" and their customers personal information being stolen. Knowing who is ultimately responsible for these breaches can create enormous headaches and leave business owners uncertain of whether...

Severe Weather Claims Reporting

Severe Weather Claims Reporting

If you are ever unable to reach our office to report a claim during sever weather, we welcome you to contact your insurance company and report your claim directly. Below are the phone numbers and websites for the companies we represent. Of course you may also contact...

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Our products are available through multiple companies.

Contact us to learn more about our Life Insurance products and services.

Scott and his colleagues at Insurance Agency of Ohio have done a wonderful job helping my family and I with our insurance needs. They identified policies that would provide me with ample coverage, while also limiting my financial responsibility.  They also helped me very quickly process a claim on a damaged watch.  I believe we had a check sent to us within two days of our claim placement.   Thank you for all you have done for us!


Jesse Carmen, DDS

Carmen Orthodontics